Earn Fixed Interest On Your Savings From UK Property Developments


FAQs

How do I open an account?

Simply, register for an online account via our website, select which bond offer you would like to invest in, transfer the funds to our nominated FCA regulated escrow account.

What is the minimum & maximum investment?

The minimum you can invest is £250 and the maximum is £10,000,000.

What interest payments will I receive?

The three-year term attracts an interest rate of 7% per annum. The four-year term attracts an interest rate of 8% per annum. The five-year term attracts an interest rate of 9% per annum.

When will bondholders get paid interest?

Interest will be paid within three business days on the following dates: 31 March, 30 June, 30 September and 31 December (or the next working day on which United Kingdom clearing banks are open for business).

Can I exit early or give my bond to someone else?

No, the term is fixed, and ukbondrates.com mini-bonds are non-transferrable.

Are they any hidden fees or charges?

ukbondrates.com will take no fees or make any deductions or charges of any kind on the interest paid or investment amount when repaid. However there is 20% withholding tax applied to your coupon payments which is passed on directly to HMRC.

When do I get my original investment back?

All of your original investment is expected to be returned in full at maturity of the mini-bond.

How is my money protected?

Investors have a legal charge over the assets of ukbondrates.com, this security is held on trust by an independent security trustee.

When do I get my original investment back?

All of your original investment is expected to be returned in full at maturity of the mini-bond.

Can I invest as a company and are joint applications allowed?

Yes, company investment or joint applications can be accepted.

Are there any hidden fees, charges or deductions?

ukbondrates.com will take no fees or make any deductions or charges of any kind on the interest paid or investment amount when repaid.

How do I get my interest paid to me?

You will be paid by bank transfer into the bank account you nominate. This bank account must be in your name or the name of your legal representative.

Is tax deducted from the interest you pay me?

Yes, unless you provide the necessary exemptions forms there is 20% tax withheld from the quarterly interest payments.

Is this covered by the Financial Services Compensation Scheme (FSCS)?

No, this investment is not covered by the Financial Services Compensation Scheme (FSCS).

Is the interest advertised fixed?

Yes, all of our bond coupon rates are fixed which means the amount of interest you will receive will be exactly the same until your bond matures.

Do you offer Government Bonds?

No, The bonds on offer are not government bonds they are corporate bonds.

Can I top up my bond investment?

Yes, you can add extra funds to your online account anytime however this will mean you will have to purchase additional bonds.